3. Supplying Assets

Supplying the pool’s lendable token mints fTokens that track your share (e.g., supplying ADA to the ADA/FLOW pool mints fADA‑ADA/FLOW). Every pool has its own flavour of fToken—so fADA from ADA/SNEK is distinct from fADA in ADA/FLOW.

How you earn:

• The fToken price ticks up whenever borrowers repay—exact timing depends on user behaviour.

• Cardano staking rewards flow into the pool every five days, boosting fToken price.

• A share of Loan Opening fees and Liquidation fees will also be contributed to the pools on a regular basis.

Flexibility:

• You may add or withdraw supply anytime, even if you also have an open loan, so long as the pool has enough free liquidity.

• Withdrawals settle through the same order queue; if liquidity is tight, the order waits until funds are available.

No collateral token minted: Locking SNEK/FLOW/etc. as collateral does not mint a new token—it’s simply held until you repay.